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If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion. × 800-769-3571 CreditU Client Login Contact Search Debt Programs Overview Credit Counseling Overview What Is Credit Counseling What to Look for in a Credit Counseling Agency Why Choose ACCC? What is the NFCC? Debt Management Program Overview What is a Debt Management Program Benefits of a Debt Management Program Debt Management Program Calculator Debt Management Plan – To Do List Debt Management Program Fees Debt Management Program FAQs Debt Consolidation & Improved Financial Health Bankruptcy Counseling Overview What Is Bankruptcy? 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Select a Client Login below based on the service that you are currently enrolled in: Debt Management Program Client Login Not yet a client, but looking to get started? ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management. Get Started Wait! You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites. Are you sure you want to leave? No, return me to the previous page. Yes Need Solutions for Easing Debt Anxiety? Contact Us Now 800-769-3571 Expert Guidance Awaits! 100% FREE consultation, our certified Debt Management professionals offer you ways to: Cut down your interest rates and monthly payments by 30-50%! Combine all your credit card bills into a single, manageable payment! Lift the weight of heavy debt off your shoulders! Navigate towards being debt-free in typically 3 to 5 years! Depend on ACCC, a reputable nonprofit organization since 1991. Remember, ACCC is not a loan provider. First Name Last Name Email Phone Number State Select State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Zip Code How much credit card debt do you owe? Select Range $0 $1 - $999 $1K-$5K $6K-$10K $11K-$20K $21K-$50K $51k - $100k $101k + The status of your payments? Select Status Current Current but starting to fall behind Behind less than 6 months More than 6 months behind By checking this box and entering your phone number above, you consent/agree to receive text messages at the number provided from American Consumer Credit Counseling, Inc. Consent is not a condition of any purchase. Message and data rates may apply. Message frequency varies. Reply STOP to cancel. For more information on our privacy policies, view our Privacy Policy. Better Business Bureau A+ Rating Write a Review See All Reviews Signup for our Money Wise Newsletter Your Ultimate Money Management App Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings. Say goodbye to debt and financial stress, and join the CreditU community today! CreditU is available now on the App Store and will be available on Google Play in February 2024. Better Business Bureau A+ Rating What is a Debt Management Plan (DMP)? A debt management plan (DMP) is a type of repayment plan that’s set up and managed by a non-profit credit counseling agency like ACCC. As part of our DMP, creditors may waive late and overlimit fees, lower interest rates, reduce monthly payments and bring passed due accounts current (also known as re-aging). With many DMPs, the goal is to have your debts fully repaid within three to five years, and in some cases sooner. Once you start the DMP, you’ll make a single monthly payment to ACCC, we will then distribute the money to your creditors every month on time. As Featured On How We Can Help How can we help you manage your credit? Our programs can help you take control of your financial life. Get Started Now Credit Counseling We will help you determine the best way to approach your financial situation, and provide you the best credit counseling service options possible. Bankruptcy Counseling We can provide the mandated pre-filing bankruptcy counseling session to enable you and your legal counsel to make well-informed decisions. Debt Settlement We offer free credit counseling sessions with professionally certified counselors to choose the most advantageous path out of debt. Debt Consolidation With our debt consolidation plan, you will be able to combine most, if not all of your unsecured debt and make one single monthly payment. Debt Management Our debt management program helps simplify your monthly unsecured debt obligations, consolidate your payments, and disburse funds to your creditors on your behalf. Housing Counseling ACCC’s housing counselors are available to assist you in all aspects of your housing needs. We provide reverse mortgage counseling, homebuyer education and certification, and foreclosure counseling. Webinars Our Community Outreach program works with local & national organizations, companies, financial institutions, schools, and universities to offer free financial education presentations. Our mission is to empower people to become financially independent and to achieve their goals. About American Consumer Credit Counseling (ACCC): American Consumer Credit Counseling is a nonprofit credit counseling agency that...